Welcome to Uniqpay. The website located at www.uniqpay.co.in (the "Site") is a copyrighted work belonging to Uniqpay ( We/ Our/ Us). Certain features of the Site may be governed by additional guidelines, terms, or rules, which will be published alongside those specific features. By accessing and using the Site, you acknowledge and agree to be bound by these legally binding Terms of Use.

If you do not agree with any of these Terms, you must immediately discontinue your use of the Site.

1. INTELLECTUAL PROPERTY RIGHTS

Excluding user-generated content, all intellectual property rights, including copyrights, trademarks, patents, and trade secrets, in the Site and its content belong to Uniqpay. or its licensors. These Terms do not grant you ownership or any proprietary rights in the Site.

2. ACCESS TO THE SITE
2.1 License Grant

Subject to compliance with these Terms, Uniqpay grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal and non-commercial purposes.

2.2 Usage Restrictions

The rights granted to you under these Terms are subject to the following limitations:

  • You shall not sell, distribute, lease, or commercially exploit any part of the Site.
  • You shall not alter, modify, reverse engineer, or create derivative works based on any portion of the Site.
  • You shall not copy, reproduce, display, or transmit any content from the Site without prior written permission.
  • You shall not use the Site to develop or operate a competing service or website.

Uniqpay. reserves the right to modify, suspend, or discontinue the Site or any portion thereof without notice or liability.

3. DISCLAIMERS

The Site is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express, implied, or statutory. Uniqpay. and its suppliers disclaim all warranties, including but not limited to:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy, reliability, and uninterrupted availability of the Site

Uniqpay. does not guarantee that the Site will be free from errors, viruses, or harmful components. Some jurisdictions do not allow the exclusion of implied warranties, so certain disclaimers may not apply to you.

4. THIRD-PARTY LINKS AND CONTENT
4.1 Third-Party Links & Advertisements

The Site may contain links to third-party websites and advertisements. These third-party services are not under Uniqpay.’s control, and Uniqpay. assumes no responsibility for their content, privacy practices, or terms. Your use of third-party websites and services is at your own risk.

4.2 User Content

Users are solely responsible for any content they post or submit on the Site. Uniqpay. does not control or endorse any user-generated content and assumes no liability for any damages or losses resulting from such content.

5. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Uniqpay. and its affiliates shall not be liable for any:

  • Indirect, incidental, special, consequential, or punitive damages
  • Loss of profits, data, or goodwill
  • Any claim exceeding five thousand Indian Rupees, regardless of the nature of the claim
6. TERMINATION

These Terms remain in effect while you use the Site. Uniqpay. may terminate or suspend your access to the Site at any time, for any reason, without notice. Upon termination, your rights to use the Site will cease immediately, and any associated user content may be deleted.

Even after termination, the following provisions shall remain in effect: Sections (Intellectual Property Rights), (Disclaimers), (Limitation of Liability), and (Dispute Resolution) and any other Intended Sections

7. COPYRIGHT POLICY

Uniqpay. respects intellectual property rights and enforces a policy to remove infringing content. If you believe your copyright has been infringed, you must submit a written notification containing the following information:

  • Your name and contact details
  • A description of the copyrighted work
  • Identification of the infringing material and its location
  • A statement of good faith belief that the use is unauthorized
  • A statement under penalty of perjury that your complaint is accurate
  • Your electronic or physical signature

Send copyright infringement notices to: [info@uniqpay.co.in].

8. DISPUTE RESOLUTION

All disputes arising out of the use of Our Website shall be resolved through Arbitration Laws of India. The seat and the venue of the Arbitration shall be in India and the proceedings will be conducted in English.

8.2 Waiver of Court Trial and Class Actions

By agreeing to arbitration, you waive any right to a trial by courts or participation in class actions.

8.3 Exceptions

Claims related to copyright infringement, defamation, or unauthorized access to computer systems are exempt from arbitration and may be pursued in court.

9. COOKIES & TRACKING TECHNOLOGIES

Uniqpay. uses cookies to enhance user experience and analyze website usage. These cookies store information such as user preferences and visit history. Users can manage their cookie settings in their browser. For more details, refer to Uniqpay.’s Privacy Policy and Cookie Policy.

10. GENERAL PROVISIONS
10.1 Governing Law

These Terms shall be governed by and construed under the laws of India, without regard to its conflict of laws principles.

10.2 Amendments

Uniqpay reserves the right to update these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

10.3 Electronic Communications

By using the Site, you consent to receive electronic communications from Uniqpay, including updates, notices, and legal disclosures.

10.4 Entire Agreement

These Terms constitute the entire agreement between you and Uniqpay. regarding Site usage. If any provision is found unenforceable, the remaining provisions shall remain in full force.

10.5 Legal Capacity

YOU MUST BE AT LEAST 18 YEARS OLD, OR THE MINIMUM AGE MANDATES BY YOUR JURISDICTION TO ACCESS THIS SITE. By using the Site, you affirm that you have the legal capacity and authority to enter into these Terms.

10.6 Contact Information

For any questions about these Terms, contact Uniqpay at info@uniqpay.co.in